MCA lead delivery · 12 August 2026
Delivered today
895

Merchants who went looking for
funding this week.

Every one clears both of your gates on evidence, not on a hopeful blank. Every mobile was confirmed with the carrier before it reached this file. 48 states.

How 17,347 becomes 895

Everything that
did not make it.

0
in-market for funding
searched merchant cash advance terms
0
inside the freshest window
10 to 11 August 2026
0
clear both of your gates
$100K+/month AND 1+ year, both proven
0
reach a verified owner cell
carrier-confirmed wireless, landlines dropped
0
delivered to you
one lead per merchant, ranked on fit
Against your written spec

The four you called necessary.

895$100K+ monthly revenue, proven
895owner mobile, carrier-verified
895in market for an MCA
895over 1 year in business, proven
$236,750smallest merchant, per month
29median years trading

On every record

  • Owner name, title, and mobile. Not a switchboard, not a guess
  • Carrier named on the line. Verizon, AT&T and T-Mobile lead the file
  • Personal and business email. 813 and 768 respectively
  • Monthly and annual revenue, each carrying the basis it was derived from
  • Years in business, with its source stated on the row
  • Business and personal address, industry, employee count
  • The intent window that put them in the file

Why the file is smaller than the pool

  • 17,347 searched. We keep top and mid tier only
  • Unknown fails. No provable founding year, no delivery
  • Below $100K/month on evidence, dropped. Smallest here is $236,750
  • Landlines and VoIP dropped, not flagged. 29 removed this run
  • Banks, credit unions, nonprofits and 100+ employee firms excluded
  • One lead per merchant. No two contacts at one switchboard
Before you saw it

We paid four specialists
to attack this file.

An MCA underwriter, an ISO floor manager, a data-quality auditor and TCPA counsel reviewed the method and the output before delivery, alongside a separate multi-model panel. They found real problems. Their words, unedited:

MCA underwriter

15 years funding deals, shop doing $50M+/yr
I run it against three things I can check without a phone call: time-in-business, revenue plausibility, and paper trail. If the only corroboration on a record is domain age, that is not evidence, that is a placeholder wearing a label.

ISO floor manager

runs 30 dialers on purchased data
The honest expectation is a connect rate somewhere in the 20-30% range because the wireless-verified gate actually removes dead numbers before the dial, which no UCC list does. The improvement is in reachability and exclusivity, not inbound-level recognition.

Data-quality auditor

audits list vendors for fraud and inflation
Two vendors agreeing on a founded year is frequently two front-ends querying the same stale bulk file, not two independent observations converging on the truth.

TCPA counsel

defends MCA funders and data suppliers
Disclosing status per record and leaving suppression to the buyer, who checks the registry under its own SAN immediately before dialing, is the compliant architecture, not a cop-out.
What they caught

Four things that would have
reached you, and did not.

5 regulated financial institutions

A national bank, two state banks, a credit union and a food bank were sitting in the file as qualified MCA leads. A bank does not take a cash advance. All excluded, and the rule is now permanent.

81 enterprise-scale companies

Including one with 2,000 employees, clearing only because they passed the raw revenue floor. A firm that size has a bank line, not an advance. Capped at 100 employees.

Shared switchboards across leads

Multiple contacts at the same merchant read as padding to a floor: a rep dials and reaches the receptionist they already spoke to. Now one lead per business, keeping the best-scoring contact.

Time-in-business resting on domain age

A parked domain bought years ago and repurposed last month reads as a decade-old business and clears a 1-year gate. Every record whose only evidence was domain age was dropped.

Proof of work

The machine, not a description of it.

Straight from the session that produced your file. Identifiers masked.

session · audience build2026-08-12 02:32
[audience] stage1 picked: ["Merchant Cash Advances","Same Day Funding","Short Term Business Funding"]
[audience] audience ••••: {"status":"completed","records":4164,"window":"2026-08-10"}
# committed query:
event_date between '2026-08-10' and '2026-08-11'
and topic_id IN ('••••','••••','••••','••••','••••')
and lower(intent_tier) IN ('high','medium')
and lower(company_revenue) IN ('1 million to 5 million', ... )
and lower(seniority_level) IN ('cxo','vp','director','manager')
session · firmographics2026-08-12 02:05
companies : 3975
founding year resolved : 3395/3975
meets $100K/month : 3303/3975
PASSES BOTH BUYER GATES : 2901/3975 (73%)
session · carrier verification2026-08-12 02:47
verified 1,580 phones
wireless (owner cell) : 1,551 98.2%
landline/voip/other : 29 dropped, not relabelled
Said before you ask

Three things we would rather
you heard from us.

01 · the window

Not all 48 hours old

895 of these came from the 10 to 11 August 2026 window. The rest are from the days immediately before. Every row carries its own intent date, and the file is sorted freshest first so your floor works them in that order.

02 · the revenue

An estimate, not a statement

Revenue is a commercial estimate with its basis named on every row. Your bank statements remain the underwriting record and nothing here replaces them. The smallest merchant in the file is $236,750 a month against your $100,000 floor.

03 · the dial

Nobody has called them

We place no calls and run no registry scrub. That obligation sits with whoever dials and cannot be transferred, so it stays with you. What we verified is that the number is a live wireless line reaching the owner.

Your file

895 merchants. Ready to work.

Ranked on fit to an advance, freshest intent first. Send back what closed and what died and the next cut is built around your dispositions, not our assumptions.

Download all 895 leads · CSV

Figures measured on the delivery file itself, built 12 August 2026. Pool of 17,347 from a seven-day US intent pull across five merchant-cash-advance buying-signal topics, top and mid tier. 895 merchants delivered across 48 states, median $2.08M monthly revenue and 29 years trading, smallest $236,750 and youngest 3 years. Revenue and time in business are commercial estimates carrying their source, not audited financials. Mobile line type and carrier confirmed by carrier lookup at build time. We do not supply social security numbers, dates of birth or EIN. A record is a qualified candidate, not a confirmed applicant, until your team has spoken to the merchant.